Managed Portfolio Solutions
Introduction
Why choose our managed portfolio solutions?
We offer 21 portfolios, which target seven different levels of risk and return.
For each portfolio, three options are available for the underlying investments: actively managed funds, passive funds or a blend of active and passive.
Active fund managers build a portfolio of shares they believe will outperform the wider stock market, while lower-cost passive funds track a stock market index like the FTSE 100, or a particular basket of assets, and seek to replicate their performance.
Active Portfolios
Our active portfolios invest in funds with managers who actively pick which shares (or other assets) to hold in a fund, with the objective of achieving superior returns to a benchmark, such as the FTSE 100 or FTSE 250.
The research and other work involved in running an active fund means they generally have higher charges than passive funds.
Blended Portfolios
Our blended portfolios seek to offer a middle path, aiming to capture the best of both worlds – potentially higher returns from active funds and the lower costs and potentially reduced volatility associated with passive funds.
Passive Portfolios
Our passive portfolios are actively managed but invest in low-cost passive funds that seek to mirror the performance of stock market indices, such as the FTSE 100 or the US S&P 500.
There is no fund manager trying to outperform the market and charges are generally lower than for actively managed funds.
What are our managed portfolio solutions?
Our managed portfolio solutions each hold a carefully selected blend of different funds that invest in a range of key global asset classes.
This provides important benefits because your investment is diversified, which helps to manage risk while also providing exposure to a wider range of opportunities. Instead of being invested in a handful of shares, you have an expertly managed portfolio invested in hundreds of different shares, bonds and other assets.
History tells us that different funds held in the portfolio should perform well at different times. So, for example, historically, shares tend to outperform bonds over the long term. But when shares fall, bonds will often rise in value.
Our portfolios are risk-rated from 2 to 8, with 2 targeting the lowest level of risk but likely to achieve lower long-term returns and 8 providing exposure to more risk but also targeting higher long-term returns.
How we make the difference
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Risk warning
This information is provided for general information purposes only and should not be construed as personal financial advice to invest in any fund or product. Capital is at risk. The value and income from investments can go down as well as up and are not guaranteed. An investor may get back significantly less than they invest. Past performance is not a reliable indicator of current or future performance and should not be the sole factor considered when selecting funds.